Dog and crating
2021.11.30 23:54 EastButterscotch6042 Dog and crating
My dog is a year and 5months old kinda a mid sized dog and I crate her for work which is about 8 hours and she always has access to food and water and comfortable bedding, I also have a boyfriend as well and at least 3 nights out of the week he wants me to stay over so when I get home from work I walk her feed her which takes about an hour and then head to his house then I come home at 6am because I literally can’t stand the thought of her being crated that long for 3 out of 7 days a week. Is this okay for 3 days a week? Not sure myself.
submitted by EastButterscotch6042 to Pets [link] [comments]
2021.11.30 23:54 thinkmad8 I'm Gonna Change - Comedy short film
2021.11.30 23:54 danteyay Predict who you think the Book 6 artist will be
So there is a pattern for the artists when it comes to each of books in FEH; Kozaki Yusuke has done the artwork for the odd numbered books, and Maeshima Shigeki and Yoshiku have done the artwork for the even numbered books thus far. With book 6 coming up, who do you think/hope will be the next artist to work on the upcoming story?
submitted by danteyay to FireEmblemHeroes [link] [comments]
2021.11.30 23:54 Dampish10 Can I get opinions on my current portfolio of what to change and what to keep? (in detail)
Before I start I want to say that I do strongly believe in the "Buy and hold" mentality BUT I also believe in opportunities and I feel like I currently have one staring me in the face.
My portfolio is EXTREMELY heavy in certain stocks:
- $FCD.UN (13.34%), $O (12.67%), $GOF (13.99%), SBC (21.91%)
- I'm HEAVY in Financial and REITs (Which I'm fine with honestly) but I'm mainly looking for a "Cut this down" type of advise or "buy this instead" type of advise.
which together makes up 61.91% of my entire portfolio.... yeah not a good... I know...
So with this market sell off I want to re-organize my portfolio I give a list of reasons below why I'm in each and explain why I want to keep them... but which one's should I sell and what should I buy instead? (I do have access to MSFT and Apple's CDRs (basically a MUCH cheaper CAD version of each), and Apple's does pay a small dividend)
So let's go into a bit about myself so you can all understand where I'm coming from (I also have seen this brought up a few times of "You never told us anything about you so how can we help you?". This should hopefully answer that question)
I'm a 24 Year old Canadian, that was introduced to investing 6 months ago. I found a strategy that I think works best for me (F.I.R.E) but I also focus minorly on growth (Still young so may as well do that while I can). Currently my goal is to get $100 of monthly dividend income, so I can compound more aggressively but do it in a safe way (AKA: Avoiding the "Split Corp" family in Canada and choosing high yielding stocks that have a good history).
My end goal is that in 30 years I would like to, hopefully, be close to retiring and living off my dividends, to do this I'm focusing on high yielding stocks to compound and some growth stocks that should grow enough by the time I'm ready to retire.
----------------------------------------------------------------------------------------------- Monthly Income: $40, $42, $44 (repeat)
------------------------------------------------------------------------------------------------ Income (4) | 52.02% of portfolio
- EIT.UN | 35 shares | $12.66| Yield (On cost): 9.48% 6.36% of Portfolio
- Canada's best income fund that has paid a dividend for years. Its kept a consistent $0.10 monthly payment for 13 years and hasn't missed a single payment. The fund uses HUGE amounts of leverage to keep its high yield sustainable, but this does help bring its payout ratio to 25% which it has stayed at for a while now (even in COVID). Surprisingly it doesn't do that bad in market "sell offs" but it isn't the safest investment either...
- GOF | 40 shares | $18.63 | Yield (On cost): 11.70% 13.99% of Portfolio
- My favorite "Bond fund", 64% payout ratio, never missed a dividend, and has survived both the 2008 crash, and 2020 crash. Also hasn't lost its initial investors any value since IPO (just floats). The fund holds mostly "Bank Loans" at the moment which is basically "Junk Bonds" from banks (primarily U.S Banks). This was my first ever investment and I have loved it since... but I think I want to cut it by 50% so its not such a huge part of my portfolio
- PAYF | 35 shares | $19.30 | Yield (On cost): 7.34% 9.76% of Portfolio
- Defensive Mutual Fund
- Cash-covered option strategy that earns premiums, Puts sold at levels 3-5% below market to generate high income, NO LEVERAGE, Active Risky Management
- This is the fund, I'll likely start to abuse as a "savings account", as it uses no leverage, and seems to have a consistent record of paying a dividend while its stock just "floats".
- In today's "sell off" (Nov. 30, 2021) it only dropped 0.36% while everything else dropped around 2% - 4%, showing it does perform decently in market crashes...
- Issue with this fund: SUPER LOW VOLUME, once you're in its hard to get out! But I'm fine with this as the yield makes it worth it IMO
Note: My broker is WealthSimple and it CONSTANTLY messed this fund up when selling/buying. Wealth thought PAYF dropped to $19.27 and let me buy it at $19.30 today... It quickly changed back to $19.45 at market close, but I got to keep the cheap bought price... this fund is weird...
- SBC | 100 shares | $15.34 | Yield (On cost): 7.82% 21.91% of Portfolio
- Safest Split Corp
- Split corps are insanely risky investment, if the combined NAV (of both the Preferred and Class A shares) drop below $15 you won't receive a dividend. SBC has NEVER had this issue, it has NEVER missed a dividend payment since IPO
- This is the ONLY split corp to do a Stock Split (this is the 2nd time they are doing one). All details on this will be revealed Dec. 1 (Dividend has been confirmed to stay the same). Bought 100 shares for the safety and the split as I see this as a great opportunity for a monthly income increase without doing anything
- Holds ONLY The Big 6 Canadian banks and 1 financial ETF (The financial exposure I have is insane... going to ignore this sector for a while)
------------------------------------------------------------------------ Dividend Growth (6) | 47.98% of portfolio
- BMO.TO | 5 shares | $133.45 | Yield (On cost): 3.18% Dividend Increase: Every Other Quarter (2% - 4%) | **!!Canadian Aristocrat!!*\* 9.54% of Portfolio
- Canada's oldest and most successful bank. This bank is the owner of many large (and well run) ETFs in Canada, more specifically the "ZW Family". I think its a great pick for the banks and is expected to make the largest dividend hikes out of the Big 6 (right behind NA). We will find out the exact % of the increase on Dec. 3, 2021
- BNS.TO | 5 shares | $80.05 | Yield (On cost): 5.00% Dividend Increase: Every Other Quarter (2% - 4%) |**!!Canadian Aristocrat!!*\* 5.72% of Portfolio
- One of Canada's "Big 6" banks, has exposure globally (mainly Latin countries), and has the highest yield of all the big banks. It's Latin business has seen nice growth this last quarter thanks to the COVID recover there. (Hiked dividend by 11% and announced 24M in share buy backs today).
- FCD.UN | 120 shares | $7.47 | Yield (On cost): 6.95% Dividend Increase: Yearly (~2% - ~4.5%) | 9 Years of Dividend Growth 13.32% of Portfolio
- Became Bullish on this after my interview/question period with the CEO/President I posted here a while ago. Really excited where this REIT is going and more excited to see those nice dividend increases!
- TLDR: REIT is currently HEAVY grocery/retail but is heavily "recycling" into Industrial and residential, board members own "X%" amount of property and are willingly put in their own cash when the REIT is struggling with capital to assist with buying properties. Since the board isn't great with grocery/retail space they let their partners (Firm Capital and Crombie REIT (CRR-UN.TO)) do the deals for them, Payout ratio is VERY high (95% - 110%) but is sustainable with the cash from new assets and selling older "weaker" properties (selling normally drags the AFFO to the 60% range). Dividend has been raised for 9 YEARS! Insanely impressive for a new REIT that is doing a massive turn around.
- Note: I'm not selling or touching this... its performed well so far and I see a bright future ahead of this small REIT
- NA | 2 shares | $99.58 | Yield (On cost): 4.30% Dividend Increase: Quarterly ( 4%) | **!!Canadian Aristocrat!!*\* 2.85%
- the National Bank Of Canada is one of the older banks, and has done probably the best out of all the Canadian banks with consistently raising dividends around 3% - 4% and operators a lot of ETFs in the Canadian market. This has earnings tomorrow (Dec. 1) and is expected to make the LARGEST dividend hikes out of the entire financial sector and do the largest share buy backs.
- As a Canadian I have taken some loans in the past from the National Banks and had a fairly good experience. I like their model (which is basically the same with ALL the banks) and their growth Y/Y. I also want to own a piece of Canada and I feel like this is by far the best way.
- TD| 3 shares | $92.27 | Yield (On cost): 2.85% Dividend Increase: Yearly (5% - 10%) | **!!Canadian Aristocrat!!*\* 3.88% of portfolio
- Another of Canada's big 6 banks. TD is releasing its earnings report on Thursday and is expected to have a beat as well as a large dividend hike (3rd largest out of the banks) which should range around 20%.
- I also bank with TD so I wanted to own it for this reason, but its financials and growth Y/Y looks good as well
- O| 10 shares | $68.50 | Yield (On cost): 4.30% Dividend Increase: Quarterly ( 0.21%) sometimes with large annual increases | 12.67% of portfolio
- Don't really have to mention anything because its $O... we all know how great O is and how that isn't going to change in the future. Really happy with the price I got in at
------------------------------------------------------------------------------ Exposure (Using my google doc so likely wrong but should be close to the exact numbers):
- 44% Financial (TD, NA, BMO, BNS, SBC)
- 25.9% REIT (Mixed) ($O, FCD.UN)
- 6.4% CAD CEFs (EIT.UN)
- 13.8% Bank Loans (GOF)
- 9.8% Mutual Fund (PAYF)
thank you so much for reading and giving me any feedback or telling me what to sell/buy it means a lot!
submitted by Dampish10
to dividends [link] [comments]
2021.11.30 23:54 yuploto Becoming a Vegan Tomorrow!
I’ve prepared and done soooo much research and really can’t wait. My biggest question is how to know what sugar is okay to consume? And how to know wines that are vegan also.
submitted by yuploto to vegan [link] [comments]
2021.11.30 23:54 dilettantedebrah Visible inequality
2021.11.30 23:54 lxpoetess Chinese cabinet
submitted by lxpoetess to antiqueappraisal [link] [comments]
2021.11.30 23:54 BloodCrimsonDuck Anyone have shiny latias?
submitted by BloodCrimsonDuck to BDSP [link] [comments]
2021.11.30 23:54 Br889900 Perfect end of NNN ahhh apoorva Arora draining everything on u
2021.11.30 23:54 amnesiac7 The GOP Has Its Own Squad—of Stupid Sycophants and Sickos
2021.11.30 23:54 bot_neen Presentación del ABC de la Rendición de cuentas FIL Guadalajara.
2021.11.30 23:54 SybariticSavant BMW LTW Replica by Driftshop / BMW E36 M3 1998
submitted by SybariticSavant to BMWE36Classifieds [link] [comments]
2021.11.30 23:54 Mech_Daddy My hangar is all dressed for the holidays, ready to spread some scorching hot Christmas cheer. 😁. Ho, ho, ho!
2021.11.30 23:54 Duchenne- Free Wistful and Perfect Painting
I have extras of both and I’d like to give them away. Respond below if you need them. First come, first serve.
submitted by Duchenne- to AnimalCrossing [link] [comments]
2021.11.30 23:54 No-Transition1447 Wobble wobble wobble
2021.11.30 23:54 cblum19 Animal trophy mods
Are there any aside from basic head plank trophies. More importantly any mods for making bear head trophies? Better yet, combine a pelt and head to make a rug, rug and something to make a full size trophy? If not somebody do this pleeeeeaaase!!!!
submitted by cblum19 to dayz [link] [comments]
2021.11.30 23:54 a_guy001 Shocked that Leo didn't know what apartheid was 🤦♂️
Go read a book dude!
submitted by a_guy001 to dannymullen [link] [comments]
2021.11.30 23:54 Good_Branch_9415 Grandma asked me what my SO wanted for Christmas. He asked for donations for the surgery. Idk if this is the right place for it but I definitely facepalmed
2021.11.30 23:54 Fun_Body_3270 why the fuk is swolby still around? noone likes him
submitted by Fun_Body_3270 to dannymullen [link] [comments]
2021.11.30 23:54 RiyoDev Loving the SNES Mini Classic!
Having all these games easily accessible is really amazing! I only wish that you could somehow add additional titles since the selection is still limited. Are there any titles you wish were on here but aren't?
submitted by RiyoDev to snes [link] [comments]
2021.11.30 23:54 Clone-Commando66 How to message players from port
So I sometimes play as a carrier and I am ungodly horrible with it. As a result, people were getting angry with me this one game for my lack of skill with the cv, and I wanted to apologize to them. Is there any way to message them to tell them it’s my bad?
submitted by Clone-Commando66 to WorldOfWarships [link] [comments]
2021.11.30 23:54 musicfan2019 JUNO-Nominated Girl Pow-R Soar with Supercharged Remix of “This Is Us”
2021.11.30 23:54 Magic_3 Yellowstone questions
This August my group is going to be hiking in Yellowstone. We have always drove before but this time we are going to fly. The plan is to fly into Bozeman. Any tips on rental cars, shuttles, 3rd parties etc that are reasonably priced.
Also we are planning to hike from Wapiti Lake Trailhead to the Specimen Ridge trailhead. We are looking for a ride from the finish back to the start. Are there any shuttles or 3rd party rides?
submitted by Magic_3 to WildernessBackpacking [link] [comments]
2021.11.30 23:54 j308887 Peek-a-boo!
2021.11.30 23:54 ConsequenceSame936 Why are plugs so hard to unplug in Belgium?
Am I the only one here who finds plugs require a ridiculous amount of force to pull out from an outlet?
I'm talking about the fat round ones with the hole for the ground pin. I've been in other countries with different types of plugs (Australia, US) and with the same plugs but where the ground pin isn't used (Spain) and never had such a hard time.
It's especially troublesome if the plug is in a hard-to-reach place, such as under a desk.
My question is--if I, a young healthy male, am having trouble with them - - how do old ladies with arthritis manage to unplug their appliances?
submitted by ConsequenceSame936 to belgium [link] [comments]